If you have any questions about your benefit plans, please don't hesitate to or call Kristen Garry at 267.794.3010.

To learn more about Gallagher Benefit Services visit tccgroup.com.

To learn more about the Cultural Alliance visit philaculture.org

Group Life and Disability

Adding fringe benefits like group life and disability insurance to your package will help you attract and retain employees.

Group Life Insurance provides a benefit in the event of an unexpected death. An accidental death & dismemberment benefit is usually included that pays an additional benefit if the insured suffers loss of life, limb, or eyesight as a result of an accident.

Group Disability Insurance provides a percentage of your income in the event of a disabling accident or illness. There are two types of group disability insurance:

  • Short-term disability insurance provides a benefit if you are unable to work for a short period of time. A typical policy would provide you from 50% to 67% of your pre-disability salary for up to six months.
  • Long-term disability insurance provides protection if you are unable to work for longer periods of time. Usually after six months of a disability or when your short-term disability payments stop, benefits from about 50% to 70% of your pre-disability salary will be paid on a monthly basis until you reach age 65 or social security retirement age or until you return to work.

Please contact us for more information or to get group life and/or disability quotes.