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The Benefit Bank - Connecting communities and their residents to resources |
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The Benefit Bank (TBB) connects communities and their residents to resources. TBB provides access to tax credits and public benefits for low- and moderate-income families. By maximizing tax refunds and reducing a family's household costs, TBB can increase the available cash on hand and help relieve some of the pressures people face in trying to care for themselves and their loved ones...read more
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Benefits & Compensation Digest
Benefit Committees- Reinforcing and Retooling for Change |
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In the dynamic employee benefits industry of 2005, it's more important than ever to have effective decision-making processes in place. A benefit plan committee and/or a benefit advisory committee can fill the vital need for necessary input and review. This article takes a look at how to set up well-designed committees and handle challenges that can arise...download PDF
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Best's Review
Employers are Expecting More Service From Their Employee Benefits Professionals Than Ever Before. |
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Once upon a time, an agent selling health insurance to employers might have had a successful business by simply placing the policy, collecting the commission and relaxing until next renewal season...read more
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Risk & Insurance
Common Law Marriage Issues |
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The issue of living arrangements and marriage— from civil unions to domestic partnerships to common law marriage—promises to grab headlines in the months ahead. While states and the federal government continue to debate the issues, a Pennsylvania Commonwealth Court ruling last September added that state to the list of those states prohibiting all new common law marriages. Since state definitions of marriage are crucial when determining benefit eligibility for employees and their dependents, it is important for benefits and risk managers to understand the ramifications of these evolving laws...read more
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Expansion Management
Health Care Expenses Are a Major Factor in the Site Selection Process |
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"When it comes to health care coverage, which states offer the lowest costs, least risks and best coverage to employers? There's no question about it. Employer expenses for health care coverage are headed upward in 2004. Employer health care costs are expected to experience a double-digit rise in 2004 (12 percent), but at a slightly lower rate than in 2003 (15 percent), according to Eric Parmenter, senior manager and practice leader for compensation and benefit consulting for Grant Thornton LLP"...read more
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Business Insurance
Employers Give PBMs High Service Marks |
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"A new survey of customer satisfaction with prescription benefit managers suggests that large employers are generally satisfied with PBM service but would like PBMs to do more to manage drug costs. The survey also found that two smaller PBMs-Eckerd Health Services and Walgreens Health Initiatives, whose parent companies operate retail drugstore chains-led the pack in satisfaction with overall service and performance and in delivering promised savings"...read more
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Philadelphia Business Journal — In Depth: Women of Distinction
Heisman Juggles Roles; Preps Charity for Future |
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"We are about to close a $50 million gift and it's going really well," she said, "but, at the same time, my daughter is picking out a school for next year and I need to be with her to be a part of that. I don't want to her to feel like she is a second-class citizen because her mom was out saving the world"...read more
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Life Insurance Selling
Integrated Benefits: One-Stop Shopping in Employee Benefits |
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If the producer has spent any time in a Target, Wal-Mart, or other superstore recently, he or she might have an idea about why the concept of integrated benefits is gaining ground in the employee benefits arena; it's easiest to shop in one place with almost everything a person can want and need...read more
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Entrepreneur.com
Prescriptive Measures |
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No question about it, small employers are in a tough spot. But don't despair. "No matter what you hear, small employers are not powerless; they do have options," stresses Halo. Those options include reducing benefits, shifting more of the premium cost to your employees, requiring employees to pay higher co-payments when they visit a doctor, switching from a PPO to an HMO, and covering only employees rather than including family members...read more
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Daybreak Digest
Health Insurance Costs For Employers Are Rising... |
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...at three times the overall inflation rate." This is from The Associated Press, December 2000. From the Business Insurance Workers' Compensation and Disability Management Conference, January 2001, "Health care costs are increasing at double-digit rates in 2001, with prescription drug costs rising even faster. Overall, employers' health care costs are up by 10.3%" and "...the cost of prescription drugs is 14.6% higher than a year ago". According to Ivy Silver, an employee benefits broker in Jenkintown, Pennsylvania, "Over the last several years, prescription-drug-plan premiums have risen as much as 50 percent"...read more
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IndustryWeek.com — Columns
Customers count, but employees matter, too. |
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In the race to become competitive, companies have adopted a 24-hour workday mentality, formed strategic alliances, and turned one-time competitors into partners in a wave of global mergers that cross the Atlantic and Pacific...read more
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